2025 Mortgage Rate Forecast

Mortgage rates just dropped to 6.74%—the lowest in 4 months! Buyers, this is your window of opportunity. Lower rates mean more buying power, and if forecasts hold, we could see mid-5% rates by the end of 2025. But will we? Some experts see rates staying around 6% Others predict a slow decline into

Hot markets and home feature fads

45% home price appreciation in just 5 years?!  That’s a decade’s worth of growth in a flash. We all know ultra-low interest rates fueled this—but here’s the real question: What happens next? Some say home prices will slow but still rise. Others think affordability issues could lead to a market shi

Home Equity on the Rise—Every Quarter Since 2012!

Home Equity on the Rise—Every Quarter Since 2012! 📈🏡  The latest FHFA House Price Index confirms what homeowners across the country have experienced firsthand—home values have increased every single quarter since early 2012! 🙌  ✅ In Q4 2024, U.S. home prices rose 4.5% from the previous year and

Mortgage-Backed Securities

  In the past, government interventions, such as the Federal Reserve's purchase of mortgage-backed securities, artificially boosted housing demand by lowering interest rates and making financing more accessible. This led to increased home purchases and rising prices.  Today, while demand for housi