2025 Mortgage Rate Forecast

Mortgage rates just dropped to 6.74%—the lowest in 4 months!
Buyers, this is your window of opportunity. Lower rates mean more buying power, and if forecasts hold, we could see mid-5% rates by the end of 2025. But will we?
Some experts see rates staying around 6%
Others predict a slow decline into the high-5s
Either way, this dip could mean a better deal for buyers right now.
Would a lower rate make you jump into the market? Or are you holding out for a bigger drop? Let’s chat below! #MortgageRates #HomeBuying #MarketUpdate
Categories
Recent Posts

Congratulations, Spain. Here's What Really Won This Weekend.

What's Changing Here at Home

Better Rates, Fewer Homes: Santa Cruz One Year Apart

National Noise, Local Opportunity

Rent, Buy, or Wait? Seeing Beyond the Headlines in Santa Cruz

What the national housing headline misses locally

Santa Cruz County: Real Estate Update

Mortgage Rates Just Hit Their Lowest Level Since 2022 — What That Means for Buyers and Sellers

Recent Google Trends data shows searches for “can’t sell house” have reached their highest level ever

The Right Home Supports Your Life, Not Just Your Image
GET MORE INFORMATION

Kalani Stone
Agent | Lic# CalBRE: 01336392
